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You are here: Home / Naturally Frugal Living / Golden Rules for Shopping on a Budget

Golden Rules for Shopping on a Budget

February 5, 2015 by Christine T Leave a Comment

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If you are trying to reign in your finances and stick to your budget, these Golden Rules for Shopping on a Budget are a great place to start.

Thrifty and frugal people all try to find different ways to save money on everything they need and want, but there are some basic buying principles they all seem to follow. If you are new to trying to live more inexpensively, it is vital that you know how frugal-minded people think. In order to live a more frugal life, here are some golden rules for shopping on a budget.

Golden Rules for Shopping on a Budget

Make a budget and follow it. One of the easiest ways to spend more on everything is to not know your own budget. Sit down and make a budget and stick to it. Knowing where your money goes helps you develop a better sense of spending habits as well as where you may be spending too much.

Be willing to spend more for quality. This may not seem like a very good frugal living tip, but it really is true that you get what you pay for. If something you buy needs replacing more often because you went for the lowest price, you really aren’t saving money in the long run. It is far more important to spend more on something that is worth it and will last for a long time, than to spend small amounts over time.

Know the difference between a want and a need. It is easy to convince yourself that something you want is something you need. It is very important to be honest with yourself and decide if it’s something you can live without.

Don’t make spur-of-the-moment purchases. Those that live well on a budget plan everything. They don’t general shop as a hobby or for fun (although many find it fun to score a big deal!) and they don’t make big purchases without planning for them. Budget-minded individuals always discuss pros and cons of things with themselves or others. Even if the purchase is not a large one, most frugally minded people don’t just buy something, even at a great discount, without figuring out first if it is necessary.

Always ask yourself, “Can I make this cheaper?” Frugal folks are always looking for ways to not sacrifice quality but get rid of high prices. Many things that we spend our money on can actually be made at home much cheaper and do a better job than the packaged product. Things like convenience foods, baking mixes, cleaning supplies and beauty products can easily be made in 5 minutes or less and cost half or less the amount you pay for them in store. After all, time is money.

Be willing to do your research. Don’t take prices or things at face value. Be willing to see what others say about the product in reviews, check around for lower prices in your area and online and know exactly what you are buying into before you make the choice to purchase it.

Make sacrifices. Living frugally often means examining what is important in order to reach a financial goal. It sometimes means being slightly inconvenienced. This is not to say that you will be miserable, but more that you will have to adopt a different lifestyle in order to get to where you want to be financially.

Do you try to shop within a budget? Do you have any more tips to share with those who may be learning? Let me know in the comments.

More Budget Tips

8 Reasons Your Budget May Not Be Working

How to Budget for People Who Hate to Budget

How to Build an Emergency Budget on a Limited Income

Money Saving Tips: Bad Spending Habits You Should Break

How to Trick Yourself into Saving Money

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Welcome. I'm Alea!

On Premeditated Leftovers I share simple recipes made with whole foods, practical shopping tips, time saving techniques, and meal planning strategies. I also share tips for minimizing food waste, so more of the food that is purchased ends up on the table.

While volunteering as a budget counselor, I realized that food is the element of most people’s budgets where they have the greatest control. I set out to develop low-cost recipes from scratch to prove it’s possible to create delicious meals on a limited budget. Eating well while spending less is about more than just creating recipes using inexpensive ingredients; it’s about creatively combining ingredients so you don’t feel deprived and are inspired to stick to your budget.

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