Resources for Creating a Budget Plan
When deciding to live a more frugal life, it can be hard to know where to start. If you think about it, what are some of the reasons you are wanting to live a more frugal life? I bet it has something to do with your budget! So first, let’s start with the basics and look at how to make a budget to begin with.
Clean up your current budget
Do you already have a loose budget but not sure how to tighten it up? Here are some resources for cleaning up the budget you have:
Since the holidays just ended, here are some tips for getting back on track with your budget after holiday spending.
You may be struggling with your budget because of these 5 things you are forgetting in your budget.
Penny Pinchin' Mom has some tips for cutting your budget when there is nothing left to cut.
Here's 8 reasons your budget may not be working to help you identify what may be going wrong.
Do you forget to write things down or lose receipts? This Budget Book with pockets to store receipts may help you.
Identify your Budgeting style
Not sure where to start with creating a budget? Check out these tips for making a budget that fits your personal style:
Explore the Dave Ramsey Method and his 7 Baby Steps. You can take a look at the Total Money Makeover program from Dave Ramsey. Dave offers a free budgeting tool to help! Everydollar.com is founded on the zero-based budget and can help you visualize every cent that you have come in for income or going out as an expense. Being able to see every cent and being able to “tell” it where to go is a major foundation for the Total Money Makeover program.
Check into the Envelope System of Budgeting with these tips from The Budget Mom.
I love life hacks! This list of 10 hacks for budgeting money is a good place to start when building a budget.
Here is a good recommendation of budget percentages from the Well-Kept Wallet.
If your budget needs some help, here are some tips for creating a family budget that works.
If you abhor creating budgets, you are not alone. Here's a quick guide for creating a budget when you hate budgets.
Find a budget that works for you and stick with it,
Do you struggle to stick with a budget? Here are some ways to help you stay on track:
Here are 5 Tips for sticking with your budget to give yourself a quick turn-around.
Sugar, Spice, and Glitter has a free monthly budget printable to help you stay on track.
Are you looking for ways to save money? Check out these 52 small changes that will help you save more money this year. Don’t forget to Join the Facebook group to keep yourself accountable and discover more ideas for saving money.
If you haven't yet, Sign up here to receive the Premeditated Savings Weekly Newsletter filled with more money saving tips and encouragement to stick to your goals.