Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.
There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.
The $20 Grocery Budget
You don’t need to buy everything on this list at once as it exceeds $20, but the items here will help you get the most out of your budget.
Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.
Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.
Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.
Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.
Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.
Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.
Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.
Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.
Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!
Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.
Tips to Help Your Stretch a Small Grocery Budget
If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.
Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.
Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.
Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.
Prepare Homemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.
More Ways to Stretch your Grocery Budget
Extreme Grocery Savings without Extreme Couponing
How to Buy Whole Foods on a Limited Budget
How to Build a Depression Era Pantry
How to Eat Healthy on Food Stamps
How to Stretch Your Food Stamp and WIC Budget
Frugal Recipes
Frugal and Filling Depression Era Breakfasts
Ariel Shanelle says
These are awesome tips. Sometimes you just have to get creative with what you have. When you have a family to feed, it can be challenging. Food is easily our biggest bill besides rent.
Jennifer says
Quinoa.
Sigrid Quetschke says
yes, we have costco here , huge chicken for 4.99, makes 3 meals +, Lentils are cheap and healthy. they have canned organic tomatoes on the cheap, excellent for tomato sauces, chili’s, stews and soups, salsa. Meatless however is still cheapest and healthiest. I have my own chickens….love those eggs…help with fertilzation of the garden as well. I think you did great with ideas for the 20$ budget
Helen says
This is the most sensible and realistic article I have read about eating cheaply. Well done. Don’t forget shopping later in the evening means you can get those 50% off $10 ready cooked chickens. An absolute steal at $5 and no cooking costs and once the meat is eaten boil up the bone for a stock!
Connie says
Good tips!
It is very satisfying to hear younger people tell how to tighten their belts!
Gives me hope!
susie gray says
I live on disability and food stamps[believe me it was not a choice] and have had to learn how to really stretch. I buy meat only on sale, and now is the time for really cheap turkeys and most stores will cut them in half for you and you can get up to six meals for four from half a turkey and I never run out of beans. Usually If things are getting really tight a make a pot of vegetarian lentil or split pea soup.I also never throw out leftover veggies they go into a lrg. container in the freezer.When that is full it becomes a pot of veg. soup. The same works with any leftover meat..
Denise says
Boil potatoes for mashers or whatever, but spoon the cooked potatoes out of the water and save that pot full of potatoe water in the fridge. All week long, scrub all your veggies and put all the peelings and root ends into that soup pot. Scrape your empty dinner plate bits, bones and bread crusts in there too. Meanwhile, start an empty jar in the freezer and try to save one spoonful of veggies, a bit of gravy, whatever, from every meal. At the end of the week boil the heck out of the scrap pot, strain out the inedible scraps, add the tasty jar of frozen leftovers to your nutritious broth and enjoy. Not suitable for company, but perfectly good for spouses and their breast fed children.
Merry says
I grew up in a family of 10.
My father died when I was 10.
Mom only had 100.00 a month to live on to pay electric bill, gas bill, and house payment. She was 34years old. Sometimes food was scarce and we ate the peelings of the potatoes fried in grease because I got home late and all the potatoes were gone.
My brother ate ketchup sandwiches and we put mustard and butter on bread and called it cheese.
Mama made her own bisqick mix and we learn to make brownies from it. There was no welfare then only commodities. We survived. God saw us thru.
Mechele says
I was repeating to myself “Please don’t say ‘beans, rice and/or pasta’ “but there they were.
Growing up being raised by a single mother with two other brothers and sisters, we had these staples nearly every single night. I understand they are inexpensive and can feed a family several meals for weeks.
I abhor these. Bean, Rice, and pasta never cross my threshold. Vegetables on the other hand are plentiful along with chicken and ground beef.
Alea Milham says
Actually, pasta was not on the list. This is a $20 budget for those who need to find the cheapest food to feed their families in tight times. We would be remiss if we did not add beans and rice. I lived on a bag of potatoes for a week when I was in my twenties because I was able to buy a bag of potatoes for .99 cents. Sometimes you do what you have to do. And when you can move beyond the $20 budget you give thanks!
Joy Bittner says
this free cookbook was developed by a student for capstone project for her
MA in Food Studies at New York University – its designed to be able to eat on $4 a day, to show that families in difficult circumstances can still make it. a great resource:
https://cookbooks.leannebrown.com/good-and-cheap.pdf
Rain says
The crock pot is my best friend. Buy whole chickens on sale. I put the whole chicken in the crock pot with a little seasoning. If it’s a particularly big chicken you might have to quarter it first. No water necessary for a basic chicken. 4 to 5 hrs. later that chicken is then deboned and shredded, placed in freezer bags in individual meal portions. Super easy to defrost and add to anything. But that chicken keeps on giving. Place the fat/juice into the fridge until it separates. Add the juice, bones and organs (heart, liver, etc) and make stock (or broth). Use to make soup, or freeze in ice cube trays to use later. Having soup once a week with homemade flat bread or corn bread is a great way to stretch your food budget. We really need to bring back basic home ec and shop.
Marissa says
Shopping at a Mexican/Latin market can save you, too. Spices, fruits and vegetables, rice, and other food staples are often noticeably less expensive. If you don’t have one near, even check out the ethnic foods aisle at your local grocery store. Same product with a Spanish label and cheaper price!